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Recent Articles

Feb
04
2023
Mortgage Interest Rates Dropped!
This week the Fed raised short-term rates again yesterday but only by ¼% and as we predicted, mortgage interest rates went down. As interest rates continue their slow downward trend, buyers are back. We are seeing a high turnout of interested buyers at open houses. Homes in...
Jan
26
2023
How a Payment Buydown Can Help You Purchase NOW!
Encouraging inflation readings are resulting in the lowest mortgage interest rates we have seen in the past 4 months. We expect interest rates to continue their slow decline throughout 2023. What can you do NOW to jump into the market before demand increases and you have less...
Jan
04
2023
A Tale of Two Buyers
You:Find your new home on the markettoday for $1,000,000. Knowing you have negotiating power, you put an offer in for $980,000 and it gets accepted. Securing an 80% loan at 6% leaves you with a payment of $4,700 including principal and interest. Your Friend:Decides to wait...
Dec
08
2022
2023 Loan Limit Increases
The Federal Housing Finance Agency (FHFA) announced the 2023 conforming loan limits.   The new conforming loan limit for all counties will be $726,200 (an increase of $79,000 from the 2022 limit of $647,200.) San Diego County’s high balance limit has increased...
Oct
20
2022
Should You Still Buy a Home with the Latest News About Inflation?
While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recession...
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