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Recent Articles

Jan
21
2022
The Importance of the Pre-Approval to Get Your Offer Accepted
In today's market, successful pre-approvals now include more buyer education than ever before. It’s important to understand the best loans for which you are able to be approved, along with the benefits of pre-approving for a higher sales price, so you are ready in a...
Jan
13
2022
Self-Employed and Looking to Purchase? What you need to know before you file your 2021 tax returns.
The New Year is the time to hit the reset button and start fresh. It is also the ideal time for self-employed borrowers to prepare if considering purchasing a home in 2022.   The amount self-employed borrowers write-off is critical to the type of loan they will qualify for....
Jan
07
2022
FHFA Hikes Fees for High Balance and Second Home Mortgages
The Federal Housing Finance Agency introduced new upfront fees on Wednesday, January 5, 2022, for some high-balance and second-home loans sold to Fannie Mae and Freddie Mac. The new pricing framework will take effect April 1, 2022, which equates to loans locked starting sometime in...
Dec
13
2021
What the Increase in Loan Limits Means to you
The Federal Housing Finance Agency recently announced the new baseline conforming loan limit for Fannie Mae and Freddie Mac in 2022 is now $647,200. This is up almost $100,000 from the 2021 limit of $548,250 and marks the sixth consecutive year of increases. The maximum loan amount for a...
Oct
19
2021
Secure a Home for those who Matter Most
The Family Opportunity Mortgage Program | A loan program designed to help families take care of their loved ones by providing safe and secure housing that is also a smart investment opportunity.   According to Fannie Mae, a child may provide housing for an elderly...
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