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Recent Articles

Apr
07
2020
Mortgage Update | Keeping Business Moving Forward
As the lending industry continues to change, we will keep you updated with the most current information. Where Are We Now? All qualified loan products, including Fannie Mae and Freddie Mac, FHA, and VA, are doing business as usual and closing on time. These loans are liquid...
Mar
31
2020
Mortgage News | Covid-19 Payment Relief for Homeowners
The federal government and states announced protection for homeowners experiencing difficulty in making their mortgage payments due to the coronavirus. These options protect homeowners from damaging their credit score and the risk of foreclosure. These policies are targeted...
Mar
26
2020
Mortgage Update | Qualified Mortgage Products Moving Forward
Recently portfolio lenders became very aggressive with low interest rate offerings, low down payment requirements (only 10% down), and aggressive underwriting. All that ended last week when the investors for those loans withdrew from the market.   The Government...
Mar
20
2020
WHAT YOU NEED TO KNOW...THE FED RATE VS. MORTGAGE RATES
We have had several requests from both real estate agents and clients asking us to explain the difference between the Fed Funds Rate that went below 1% and 30-year fixed-rate mortgage loans.   The Fed Funds Rate is the interest rate banks charge each other to lend Federal...
Mar
19
2020
We are Open!
The world is facing an unprecedented event. The health of our loan officers, staff, clients, and community remains our top priority. We have several protective protocols in place in our office, leveraging our technology to continue to provide our clients with extraordinary service...
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