How To Make An Offer On a Pending Home Sale
Finding an ideal home only to see "pending" on the listing can be disheartening, but it shouldn't be. Most real estate websites will post "pending" as soon as a seller accepts an offer, but that does not mean the deal has gone through.
Read on to learn what "pending" in real estate means and...
How to Pay off Debt Fast To Qualify for a Home Loan
Struggling to pay down or pay off debt? You're not alone. Most Americans are shouldering about $30k in debt from credit cards, school loans, or car loans. And if you want to buy a home, too much debt can hinder mortgage approval. Fortunately, there are ways to get a handle on it.
Qualifying for a Loan after Mortgage Forbearance
In March when the COVID-19 related shut-downs began, the federal government and states enacted policies to protect homeowners experiencing difficulty in making their mortgage payments due to the coronavirus. Known as mortgage forbearance, these options protected homeowners...
Housing Market is a Bright Spot in the U.S. Economy
Last week multiple national financial news outlets reported that home prices pushed higher, fueled by the combination of low interest rates and limited inventory, further emphasizing that what we have been saying about our Southern California market is happening in cities across...
Breaking Down The Pros and Cons of a 30-Year Fixed-Rate Home Loan
Are you considering a 30-year fixed-rate mortgage? We're not surprised. Thanks to an extended repayment period and fixed-rate, homeowners can count on a predictable low monthly payment. Here's what you need to know about a 30-year fixed-rate loan and it’s alternatives...