Blog

Oct
08
2021

How Landlords Can Apply for California's Rent Relief Program
California has dedicated $5.2 billion in federal funding for pandemic rent relief programs that cover 100% of back-rent dating back to April 1, 2020, and upcoming rent too for eligible tenants within certain income limits. These programs will continue well past the expiration of the...

Aug
06
2021

Big News on the Refinance Front
The government removed the ½ point charge on FNMA and FHLMC refinances imposed during COVID, making refinancing more attractive for many, including those who need cash out or who can refinance to eliminate PMI with the recent appreciation in home values. The key is to...

Jul
30
2021

Big News on Jumbo Financing
Big news was announced in the mortgage industry last week that is enabling more buyers to jump into the housing market. The Consumer Finance Protection Bureau removed the qualified mortgage debt-to-income cap of 43% on Jumbo Loans. This is a long-overdue change and GREAT...

May
22
2021

How to Finance an ADU
With the recent rise of ADUs in California, we are receiving an influx of questions regarding financing options. The Answer: Cash-Out Refinance. A cash-out refinance is an excellent option for homeowners planning to add an ADU to their property - whether...

Apr
20
2021

How Much House Can I Afford?
As the Summer approaches, the already competitive purchase market has buyers asking if they can still afford to purchase the home of their dreams. The answer is YES. It is first necessary to find out how much you as a buyer feels you can afford for a monthly payment. Most often, the...

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