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Recent Articles

Jan
19
2024
30-year Mortgage Rates Hit a LOW!
Yesterday, FNMA announced that the 30-year fixed rate hit its lowest level since May 2023, falling to an average of 6.6% as of January 18. Rates are expected to keep falling. Fannie Mae’s Economic and Strategic Research Group expects mortgage rates to decline in 2024, ending...
Jan
10
2024
Joint Homeownership: The Essentials of Co-Borrowing on a Mortgage
Co-borrowing on a mortgage is a significant financial decision that can influence both your homeownership journey and your relationship with the co-borrower. Understanding the ins and outs of this arrangement is crucial before diving into joint homeownership. Here's what you need to...
Jan
05
2024
San Diego Funding Congratulates its Five Star Award Winners!
San Diego Funding congratulates Linnea Arrington and Rob Johnson who were awarded the 2024 Five Star Mortgage Award - for the 15th year in a row!  Arrington and Johnson are among just SIX Mortgage Professionals in San Diego County to receive this prestigious...
Dec
27
2023
Navigating the Renovation Maze: Mortgage Insights for Fixer-Upper Buyers
The allure of a fixer-upper isn’t just in its potential transformation but also in the financial opportunities it presents. However, before plunging into this venture, it’s crucial to understand how the mortgage aspect intertwines with buying and renovating such...
Dec
20
2023
The Homebuyer's Dilemma: To Wait or Act Fast in 2024?
For many dreaming of their own slice of real estate, the idea of waiting for those mortgage rates to dip into the dreamy 6% or even 5% range can feel like the ultimate money move. But hold on a sec—does the waiting game really pay off when it comes to buying your own home? Okay,...
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