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Recent Articles

Big News on Jumbo Financing
Big news was announced in the mortgage industry last week that is enabling more buyers to jump into the housing market. The Consumer Finance Protection Bureau removed the qualified mortgage debt-to-income cap of 43% on Jumbo Loans. This is a long-overdue change and GREAT...
How to Finance an ADU
With the recent rise of ADUs in California, we are receiving an influx of questions regarding financing options.   The Answer: Cash-Out Refinance.   A cash-out refinance is an excellent option for homeowners planning to add an ADU to their property - whether...
How Much House Can I Afford?
As the Summer approaches, the already competitive purchase market has buyers asking if they can still afford to purchase the home of their dreams. The answer is YES. It is first necessary to find out how much you as a buyer feels you can afford for a monthly payment. Most often, the...
Why Interest Rates are Rising and What is Means for You
Interest rates started to inch up last month after nearly seven months of sub-3%. Even with the recent increase, rates are still historically low, averaging at under 3.25%. Now is still the ideal time for both buyers and sellers to act.  Why are rates rising now? The primary factor...
Mortgage Q&A | What You Need to Know in Today's Fast-Paced Market
In today's fast-paced real estate market, here are the answers to the questions most asked by our clients: Question: What to expect from interest rates? Answer: With the strength of the economy and the sharp decrease in new Covid 19 cases, there will be pressure on...
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