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Recent Articles

FHFA Hikes Fees for High Balance and Second Home Mortgages
The Federal Housing Finance Agency introduced new upfront fees on Wednesday, January 5, 2022, for some high-balance and second-home loans sold to Fannie Mae and Freddie Mac. The new pricing framework will take effect April 1, 2022, which equates to loans locked starting sometime in...
What the Increase in Loan Limits Means to you
The Federal Housing Finance Agency recently announced the new baseline conforming loan limit for Fannie Mae and Freddie Mac in 2022 is now $647,200. This is up almost $100,000 from the 2021 limit of $548,250 and marks the sixth consecutive year of increases. The maximum loan amount for a...
Secure a Home for those who Matter Most
The Family Opportunity Mortgage Program | A loan program designed to help families take care of their loved ones by providing safe and secure housing that is also a smart investment opportunity.   According to Fannie Mae, a child may provide housing for an elderly...
How Landlords Can Apply for California's Rent Relief Program
California has dedicated $5.2 billion in federal funding for pandemic rent relief programs that cover 100% of back-rent dating back to April 1, 2020, and upcoming rent too for eligible tenants within certain income limits. These programs will continue well past the expiration of the...
Big News on the Refinance Front
The government removed the ½ point charge on FNMA and FHLMC refinances imposed during COVID, making refinancing more attractive for many, including those who need cash out or who can refinance to eliminate PMI with the recent appreciation in home values. The key is to...
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