The COVID-19 Vaccine and the Housing Market
The first quarter of 2021 is shaping up to look like most of 2020 did when it comes to real estate. Interest rates are low, the home market is competitive, and inventory is at an all-time low across Southern California. There is one significant difference, the Covid-19 vaccine is rolling out...
Self-Employed? Now is the Time to Prepare Purchase a Home in 2021
The New Year is the time to hit the reset button and start fresh. It is also the ideal time for those who are self-employed to prepare to purchase a home in 2021.
Self-employed borrowers are expected to produce evidence of their last two years in tax returns for loans over...
What Every Homebuyer Needs to Know About Home Sale Contingencies
A contingent offer is an offer that has been accepted with the final sale depending on meeting specific criteria. What sort of criteria? That's what this article will explain. Bookmark this reference if you're currently shopping for a home. And remember to send it to your friends, too! All...
Your Guide to Managing Your Credit Score
You've likely heard of the term "credit score," but how familiar are you with what it represents? Here is everything you need to become an expert at managing your credit.
What's A Credit Score?
A credit score is a three-digit number. It represents your credit history and tells the lender...
Hot Housing Market Continues into 2021
With coronavirus vaccines rolling out and a government stimulus likely to come, forecasts for next year’s housing market and lending environment are optimistic.
Purchase applications have increased 26% year over year; that’s 30 weeks straight of gains. At the same...