Now is the Smart Time To Purchase

Now that interest rates have dropped, buyers have more negotiating and purchasing power. Yet, as interest rates fall further, this buying power and negotiating power will begin to evaporate as more buyers come back into the market.
 
There is high buyer activity among current homeowners who are either selling their current homes to purchase or renting their current homes and purchasing. These buyers know the benefits of homeownership and are acting before the number of buyers increases as interest rates decrease.
 
However, many first-time buyers are still waiting for interest rates to drop further. Unfortunately, as interest rates come down, housing prices will increase and with the low inventory, the number of buyers bidding for the same home will increase.
 
Whether you are a first-time buyer or a current homeowner now is the smart time to buy a home.
 
We are here to support you! Contact us anytime with questions about the market, to get pre-approved, discuss refinancing, or if you're a seller who needs assistance with cross-qualification of potential buyers.

* Specific loan program availability and requirements may vary. Please get in touch with the mortgage advisor for more information.

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