Last week, mortgage rates hit a three-year low, now averaging around 5.99% (and even lower in some cases.)This positive momentum was further supported by the latest Core U.S. inflation data released this week, which showed inflation cooling slightly in December.
While we don’t expect a Fed rate cut this month, this new data leaves the door open for potential cuts later in 2026.
Why wait for another rate cut!? With rates officially in the 5s, buyer confidence is clearly returning and we're already seeing renewed energy in the market, creating meaningful opportunities for both buyers and sellers. If you are on the fence, now is a great time to explore your options.
As always, we’re available and happy to run scenarios or answer any questions!
