A Reputation Built on Experience, Integrity,
and Dedication to Service

For over 40 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders.

San Diego Funding provides personalized home loan solutions for everything from first-time purchases to investment properties. As a direct lender, we originate, process, underwrite, and close loans entirely in-house—delivering faster turnaround times, more control, and lower costs for our clients.

Our experienced loan officers find the right loan for each client, offering the best rates, terms, and costs. Our loans include Conforming & High Balance Conventional, FHA, VA, Jumbo, and specialty loans such as Bank Statement, Asset-Based, and Cross-Collateral Bridge Loans... and more!

• Conforming Conventional Loans with as little as 5% Down
• Jumbo Conventional Loans to 5M 
• 3.5% Down Payment on FHA Loans
• 100% VA loans to $5M
• Fully Amortized and Interest-Only Jumbo Loans 
• Specialty Programs Including Bank Statement Loans, Asset-Based Loans, Cross-Collateral Loans, and No Income Loans 
• In-House Approvals, Docs, and Fundings
• Apply Online – 24 Hours a Day