The Reasons Why Now is the Time to Buy

With talk of inflation and rising interest rates, you may be wondering if you should hold off on purchasing real estate. Here are a few key reasons why now is still the best time to purchase a home or sell your current residence and move up to your dream home.
  1. Inflation. The best hedge against inflation is owning real estate. As inflation rises, so do property values and as a home’s price rises over time, it lowers the loan-to-value of any mortgage debt, acting as a natural discount. As a result, the equity on the property increases, but your fixed-rate mortgage payments remain the same.
  2. Build Wealth. Real estate is a proven commodity that creates wealth. There may be down years, but in the long term, real estate constantly appreciates and cash-flowing real estate generates consistent income.
  3. Pride of Ownership. Making your home truly a safe haven is more important than ever before. Unlike renting, ownership allows you to build your own nest egg and not live someone else's dream.
We are here to help you navigate your loan options and provide you with strong pre-approvals to position you for success in the competitive market.
Forecasted appreciation data provided by: MBS Highway, FRED, US Census, BLS, JBRC, NAR.

* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand San Diego Funding's Privacy Policy.